Trader Joe’s 2019 receipt case payout now open

Customers who used a credit or debit card at Trader Joe’s during part of 2019 may qualify for compensation from a $7.4 million class action settlement.

What the Lawsuit Was About

The case centers on a 2019 complaint filed by Brian Keim, who alleged that Trader Joe’s violated the Fair and Accurate Credit Transactions Act (FACTA). The lawsuit claimed that some store receipts displayed too many digits of customers’ payment card numbers — specifically the first six and last four digits — potentially increasing the risk of identity theft.

Trader Joe’s denied wrongdoing and stated that only a limited number of transactions were affected. The company also noted that no identity theft incidents were reported as a result of the receipts. However, the grocery chain agreed to settle the case to avoid lengthy and costly litigation.

Who May Be Eligible

You may qualify for a payment if you made a purchase using a credit or debit card at Trader Joe’s between March 5, 2019, and July 19, 2019, and received a receipt displaying more card digits than allowed under federal law.

According to the settlement administrator, eligible claimants could receive an estimated payment of about $102.45, though the exact amount will depend on how many valid claims are submitted.

How to File a Claim

Eligible individuals can submit a claim form online or by phone by June 6, 2026. Customers who received an official email or postcard notice will have a Class ID number that simplifies the process. Those without a claim ID can still file by providing:

• the first six and last four digits of the card used
• the purchase date

Submitting a claim means giving up the right to pursue separate legal action regarding the same issue.

Other Important Deadlines

• June 6, 2026 — Deadline to submit a claim form
• June 9, 2026 — Deadline to opt out of the settlement
• August 10, 2026 — Court hearing to review and approve the settlement

Individuals who do nothing will not receive payment and will also waive their right to sue Trader Joe’s over the issue.

If approved by the court, settlement funds will be distributed after legal fees, administrative costs, and other approved expenses are deducted from the total amount.